If you haven’t evaluated your credit card portfolio lately, now is a great time to do so. Credit card welcome bonuses and offers are the quickest and easiest way to rake in lots of points and miles, so we regularly update the roundup of our favorite current offers in our best credit cards guide.
But to help you keep up with an ever-changing list of bonuses, we’ve also compiled a list of the best card offers currently available, especially the ones that are worth an extra look right now because they are at all-time highs or may end soon.
Since many issuers have restrictions on how often you can earn a bonus on a card, it’s important to time your application for when there’s a good offer. Also, higher bonuses don’t always stick around for long, so if you’re considering one of these offers, you’ll want to hop on it sooner rather than later.
Finally, if you’re not ready to add a higher-end credit card, consider these great starter cards or even one with a 0% introductory annual percentage rate offer.
Chase Sapphire Reserve for Businessâ„
Earn 200,000 bonus points after spending $30,000 on purchases in the first six months from account opening.
$4,100
$795 (see rates and fees)
The Platinum Card® from American ExpressÂ
Find out your offer and see if you are eligible for as high as 175,000 Membership Rewards points after spending $8,000 on purchases within the first six months of card membership. Welcome offers vary and you may not be eligible for an offer.
Up to $3,500
$695 (see rates and fees)
The Business Platinum Card® from American Express
Earn 150,000 points after spending $20,000 on eligible purchases with the card within the first three months of card membership.
$3,000
$695 (see rates and fees)
Capital One Venture X Business
Earn 150,000 miles after spending $30,000 in the first three months from account opening.
$2,775
$395
Chase Sapphire Reserve®
Earn 100,000 bonus points and a $500 Chase Travelâ„ promo credit after spending $5,000 on purchases in the first three months of account opening.
Up to $2,550 (including the Chase Travel credit)
$795 (see rates and fees)
American Express® Business Gold Card
Earn 100,000 bonus points after spending $15,000 on eligible purchases in the first three months of card membership.
$2,000
$375 (see rates and fees)
Capital One Spark Cash Plus
Earn $2,000 cash back after spending $30,000 in the first three months from account opening. Plus, earn an additional $2,000 cash bonus for every $500,000 spent during the first year.
$2,000 (with the ability to earn even more cash back depending on your spending)
$150
American Express® Gold Card
Find out your offer and see if you are eligible for as high as 100,000 Membership Rewards points after spending $6,000 on purchases within the first six months of card membership. Welcome offers vary and you may not be eligible for an offer.
Up to $2,000
$325 (see rates and fees)
Ink Business Preferred® Credit Card
Earn 90,000 bonus points after spending $8,000 on eligible purchases in the first three months of account opening.
$1,845
$95 (see rates and fees)
Chase Sapphire Preferred® Card
Earn 75,000 bonus points after spending $5,000 on purchases in the first three months of account opening.
$1,538
$95 (see rates and fees)
Capital One Spark Cash
$1,500
$0 introductory annual fee for the first year, then $95
Citi Strata Eliteâ„ Card
$1,480
$595 (see rates and fees)
Southwest Rapid Rewards® Priority Credit Card
$1,400
$229 (see rates and fees)
Southwest Rapid Rewards® Plus Credit CardÂ
$1,400
$99 (see rates and fees)
Capital One Venture X Rewards Credit Card
Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months of account opening.
$1,388
$395
Capital One Venture Rewards Credit Card
Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months from account opening.
$1,388
$95
United Questâ„ Card
Earn 100,000 miles and 3,000 PQPs after spending $4,000 in the first three months from account opening.
$1,300 plus the value of 3,000 PQPs
$350 (see rates and fees)
Southwest® Rapid Rewards® Performance Business Credit Card
Earn 80,000 bonus points after spending $5,000 on purchases in the first three months from account opening.
$1,120
$299 (see rates and fees)
Citi Strata Premier® Card
Earn 60,000 bonus points after spending $4,000 in the first three months of account opening.
$1,110
$95 (see rates and fees)
Citi® / AAdvantage® Executive World Elite Mastercard®
Earn 70,000 bonus points after spending $7,000 in the first three months of account opening.
$1,085
$595 (see rates and fees)
British Airways Visa Signature® Card
Earn 75,000 Avios after spending $5,000 in the first three months of account opening.
$1,050
$95 (see rates and fees)
Marriott Bonvoy Brilliant® American Express® Card
Earn 185,000 Marriott Bonvoy bonus points after spending $6,000 in the first six months of card membership.
$1,295
$650 (see rates and fees)
Marriott Bonvoy Bevy® American Express® Card
Earn 155,000 Marriott Bonvoy bonus points after spending $5,000 in the first six months of card membership.
$1,085
$250 (see rates and fees)
Marriott Bonvoy Boundless® Credit Card
Earn three free night awards (each night valued at up to 50,000 points) after spending $3,000 on purchases in the first three months from account opening. Certain hotels have resort fees.
Up to $1,050
$95 (see rates and fees)
The World of Hyatt Credit Card
Earn two free nights at any Category 1-4 Hyatt hotel after spending $4,000 on purchases in the first three months from account opening. Plus, earn 25,000 bonus points after you spend $12,000 on purchases in the first six months from account opening. This offer is available through Aug. 28.
Up to $1,037
$95 (see rates and fees)
Citi® / AAdvantage Business™ World Elite Mastercard®
Earn 65,000 bonus miles after spending $4,000 in purchases within the first four months of account opening.
$1,008
$0 introductory annual fee in the first year; $99 thereafter (see rates and fees
Ink Business Premier® Credit Card
Earn $1,000 cash back after spending $10,000 in the first three months from account opening.
$1,000
$195 (see rates and fees)
*Welcome offer value is determined using TPG’s July 2025 valuations and is not provided by nor reviewed by the issuer.
newest and most premium business card offering. Its introductory welcome offer is worth a whopping $4,100 based on TPG’s July valuations.
THE POINTS GUY
The card shares many similarities with the Sapphire Reserve, including lounge access, an annual $300 flexible travel credit, great travel protections and access to Chase’s impressive roster of transfer partners. Plus, you’ll earn 8 points per dollar spent on Chase Travel purchases, 4 points per dollar spent on flights and hotels booked directly and 3 points per dollar spent on social media and search engine advertising with no spending cap.
This card is gearing up to be one of the top picks for business cards.
Read our review of the Chase Sapphire Reserve for Business for more information.
Daily Newsletter
Reward your inbox with the TPG Daily newsletter
Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts
Apply here: Chase Sapphire Reserve for Business with 200,000 bonus points after spending $30,000 on purchases in the first six months from account opening.
king of the premium travel rewards cards, the Amex Platinum offers a slew of benefits, along with a $695 annual fee. Cardholders enjoy perks like automatic elite status with both Hilton Honors and Marriott Bonvoy, plus some of the best airport lounge access of any card. (Enrollment is required; terms apply.)
THE POINTS GUY
Cardholders also enjoy 5 points per dollar on flights booked directly with airlines or with American Express Travel® (on up to $500,000 in purchases per calendar year, then 1 point per dollar), on prepaid hotels booked with American Express Travel, and 1 point per dollar on other eligible purchases.
Read our review of the American Express Platinum Card for more information.
Apply here: The Platinum Card from American Express Find out your offer and see if you are eligible for as high as 175,000 Membership Rewards points after spending $8,000 on purchases within the first six months of card membership. Welcome offers vary and you may not be eligible for an offer.
business card stands out not only for its extremely valuable welcome offer but also for travel perks that can easily cover the card’s $695 annual fee.
Cardholders enjoy automatic Gold status in both the Hilton Honors and Marriott Bonvoy loyalty programs, along with some of the best lounge access perks of any business card out there. (Enrollment is required; terms apply.)
THE POINTS GUY
Cardholders also enjoy 5 points per dollar on flights and prepaid hotels booked on American Express Travel and 1.5 points per dollar on eligible purchases in select business categories and eligible purchases of $5,000 or more (up to $2 million of these purchases per calendar year, then 1 point per dollar).
Read our review of the American Express Business Platinum Card for more information.
Apply here: The Business Platinum Card from American Expresswith 150,000 points after spending $20,000 on eligible purchases with the card within the first three months of card membership.
airport lounge access and a valuable travel credit for a relatively affordable annual fee.
Read our review of the Venture X Business for more information.
Learn more: Capital One Venture X Business with 150,000 miles after spending $30,000 on purchases in the first three months from account opening.
best rewards credit cards on the market and upgrades your travel lifestyle. It just saw a major refresh with an increased annual fee but numerous travel benefits and statements to provide cardholders more value.
THE POINTS GUY
You’ll earn 8 points per dollar spent on purchases through Chase Travel and 4 points per dollar spent on flights and hotels booked directly, allowing you to easily rack up valuable Ultimate Rewards points on your travel purchases.
Points can be used to book travel directly through Chase Travel at a value of up to 2 cents per point, depending on the specific redemption (see your rewards program agreement for full details).
You’ll also get a $300 annual travel credit, airport lounge access and a host of other great perks.
Read our review of the Sapphire Reserve card for more information.
Apply here: Chase Sapphire Reserve with 100,000 bonus points and a $500 Chase Travel promo credit after spending $5,000 on purchases in the first three months of account opening.
review of the Amex Business Gold Card for more information.
Apply here: American Express Business Gold Card with 100,000 bonus points after spending $15,000 on eligible purchases in the first three months of card membership.
best-ever welcome bonus.
THE POINTS GUY
Additionally, the $150 annual fee is refunded if you spend $150,000 or more per calendar year.
This card is worth consideration if you’re a business owner and looking for a lucrative welcome offer and simple earnings.
Read our review of the Capital One Spark Cash Plus for more information.
Learn more: Capital One Spark Cash Plus with $2,000 cash back after spending $30,000 in the first three months. Plus, earn an additional $2,000 cash bonus for every $500,000 spent during the first year.
refreshed in July 2024 and is a favorite of many TPG staffers, largely thanks to its terrific earning rates on dining at restaurants worldwide and groceries at U.S. supermarkets.
THE POINTS GUY
It earns 4 points per dollar on dining at restaurants worldwide (first $50,000 in purchases per calendar year, then 1 point per dollar) and at U.S. supermarkets (first $25,000 in purchases per calendar year, then 1 point per dollar), 3 points per dollar on flights booked with airlines or on AmexTravel.com, 2 points per dollar on prepaid hotels and other eligible travel purchases booked through AmexTravel.com, and 1 point per dollar on other eligible purchases.
The card also offers multiple dining statement credits to help offset the manageable annual fee of $325.
Enrollment is required for select benefits.
Read our review of the American Express Gold Card for more information.
Apply here: American Express Gold Card Find out your offer and see if you are eligible for as high as 100,000 Membership Rewards points after spending $6,000 on purchases within the first six months of card membership. Welcome offers vary and you may not be eligible for an offer.
valuations, this card’s welcome bonus alone is worth over $1,800 since you can take advantage of Chase’s excellent collection of airline and hotel transfer partners.
THE POINTS GUY
This card earns 3 points per dollar on travel, shipping purchases, internet, cable, and phone services, and advertising on social media sites and search engines on up to $150,000 in combined purchases (1 point per dollar thereafter).
Other benefits include cellphone protection, primary rental car coverage (when renting for business purposes), purchase protections, and the ability to add employee cards to your account at no additional cost.
Read our review of the Ink Business Preferred Credit Card for more information.
Apply here: Ink Business Preferred Credit Card with 90,000 bonus points after spending $8,000 on purchases in the first three months from account opening.
Chase Travel, 3 points per dollar on dining, select streaming and online grocery purchases (excluding Walmart, Target and wholesale clubs) and 2 points on other travel purchases.
Read our review of the Sapphire Preferred for more information.
Apply here: Chase Sapphire Preferred Card with 75,000 bonus points after spending $5,000 on purchases in the first three months of account opening.
review of the Capital One Spark Cash for more information.
Learn more: Capital One Spark Cash with $1,500 cash back after spending $15,000 in the first three months from account opening.
valuations.
THE POINTS GUY
The Strata Elite has a $595 annual fee, but packs a punch with over $800 in statement credits, lounge access, American Airlines Admirals Club lounge passes and a suite of travel protection. Plus, you’ll earn bonus Citi ThankYou points in a variety of travel and dining categories, and these points can now be transferred to American Airlines.
Read more about Citi’s newest premium card.
Apply here: Citi Strata Eliteâ„ Card with 80,000 bonus points after spending $4,000 in the first three months.
Southwest card offerings.
Apply here: Southwest Rapid Rewards Priority Credit Card with 100,000 bonus points after spending $4,000 on purchases in the first five months from account opening.
Apply here: Southwest Rapid Rewards Plus Credit Card with 100,000 bonus points after spending $4,000 on purchases in the first five months from account opening.
Apply here: Southwest Rapid Rewards Performance Business Credit Card with 80,000 bonus points after spending $5,000 on purchases in the first three months from account opening.
valuations, the card offers a hefty welcome bonus worth about $1,388 and excellent airline and hotel transfer partners.
It also offers cardholders $300 in credits annually for bookings made through Capital One Travel, extensive lounge access, and 10,000 bonus miles every account anniversary.
THE POINTS GUY
As for earning rates, the Venture X racks up 10 miles per dollar on hotels and car rentals booked via Capital One’s travel booking site, 5 miles per dollar on flights and vacation rentals booked via Capital One’s travel booking site, and an unlimited 2 miles per dollar on everything else.
Read our review of the Capital One Venture X card for more information.
Learn more: Capital One Venture X Rewards Credit Card with 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening.
Capital One’s 15-plus airline and hotel partners or redeemed through the Capital One Travel portal.
THE POINTS GUY
The card stands out for offering an application fee credit for Global Entry or TSA PreCheck; many other cards that offer this benefit have annual fees of $400 or more.
The Venture Rewards card doesn’t charge foreign transaction fees, so you can use the card overseas without paying extra.
Read our review of the Capital One Venture Rewards Card for more information.
Learn more: Capital One Venture Rewards Credit Card with 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening.
refreshed in March. This refresh had good and bad news: The cards added benefits and useful statement credits, but raised annual fees and devalued some benefits like lounge access. Alongside the refresh came some solid welcome offers.
ZACH GRIFF/THE POINTS GUY
The United family of cards offers many perks beneficial to frequent and infrequent flyers alike. Whether you travel on United often or not you should examine the benefits of these cards as they can make a great addition to your wallet.
Learn more about the United card offerings.
Apply here: United Quest Card with 100,000 miles and 3,000 PQPs after spending $4,000 in the first three months from account opening.
valuations and access to Citi’s solid lineup of transfer partners.
It offers great earnings rates in a wide variety of categories. It earns 10 points per dollar on hotels, car rentals and attractions booked through the Citi Travel portal, 3 points per dollar on air travel, other hotels, gas stations, electric vehicle charging stations, supermarkets and restaurants (including takeout) and 1 point per dollar on all other purchases.
THE POINTS GUY
The card also comes with valuable perks, such as travel protections, insurance and an annual $100 hotel credit after you spend $500 (excluding taxes and fees) on a single hotel stay in the Citi Travel portal.
Read our review of the Citi Strata Premier for more information.
Apply here: Citi Strata Premier Card with 60,000 bonus points after spending $4,000 on purchases in the first three months from account opening.
valuations.
THE POINTS GUY
Any American loyalist should consider adding this card to their wallet. It earns four miles per dollar on eligible American Airlines purchases and 1 loyalty point for every mile earned. The card has a plethora of benefits like a free checked bag, a TSA PreCheck/Global Entry credit every four years and 25% savings on inflight purchases.
Additionally, the card provides an Admirals Club membership, which includes access to Alaska Airlines lounges as well.
Read our review of the Citi / AAdvantage Executive World Elite Mastercard for more information.
Apply here: Citi / AAdvantage Executive World Elite Mastercard with 70,000 miles after spending $7,000 within the first three months of account opening.
valuations.
THE POINTS GUY
While this card lacks many perks typically found on airline cards, it does offer the ability to earn a unique companion ticket known as the Travel Together ticket and reward flight credits that can help offset the notoriously high British Airways fuel surcharges and taxes and fees.
Additionally, this card allows you to transfer your Avios between these programs at a 1:1 ratio. You can also use Avios to book domestic flights on American Airlines and Alaska Airlines, making this a card you should consider even if you don’t live in or travel to Europe.
Read our review of the British Airways Visa Signature Card for more information.
Apply now: British Airways Visa Signature Card with 75,000 Avios after spending $5,000 on purchases within the first three months of account opening.
review of the Bonvoy Brilliant for more information.
Apply here: Marriott Bonvoy Brilliant American Express Card with 185,000 bonus points after making $6,000 in purchases within the first six months of card membership.
Marriott Bonvoy Bevy for more information.
Apply here: Marriott Bonvoy Bevy American Express Card with 155,000 Marriott Bonvoy bonus points after spending $5,000 in the first six months of card membership.
review of the Marriott Bonvoy Boundless for more information.
Apply here: Marriott Bonvoy Boundless Credit Card with three free nights (each night valued at up to 50,000 points) after spending $3,000 on purchases in the first three months from account opening. Certain hotels have resort fees.
Hyatt is one of the few hotel programs that still utilizes a fixed award chart with peak and off-peak pricing, which allows you to get outstanding value for your points.
With its generous earnings rate, elite status and a solid welcome offer, this card is strongly worth considering even if you don’t stay at Hyatt hotels often.
Read our review of the World of Hyatt credit card for more information.
Apply here: The World of Hyatt Credit Card with two free nights at any Category 1-4 Hyatt hotel after spending $4,000 on purchases in the first three months from account opening. Plus, earn 25,000 bonus points after you spend $12,000 on purchases in the first six months from account opening. This offer is available through Aug. 28.
valuations.
THE POINTS GUY
With the first checked bag free and the ability to earn a companion pass, this card is worth considering for any American loyalist.
Additionally, the American AAdvantage loyalty program has excellent award flash sales and has great sweet spot awards on partner airlines in premium cabins, including Qatar Airways and Japan Airlines.
Read our review of the Citi AAdvantage Business World Elite Mastercard for more information.
Apply here: Citi / AAdvantage Business World Elite Mastercard with 65,000 bonus AAdvantage miles after spending $4,000 within the first five months of account opening.
review of the Ink Business Premier Credit Card for more information.
Apply here: Ink Business Premier Credit Card with $1,000 cash back after spending $10,000 on purchases in the first three months from account opening.
Chase’s 5/24 rule means that it’s often best to apply for Chase cards before other issuers’ products. And here’s some help on how to choose the best credit card for you.
For rates and fees of the Amex Platinum card, click here. For rates and fees of the Amex Business Platinum card, click here. For rates and fees of the Amex Business Gold card, click here. For rates and fees of the Amex Gold card, click here. For rates and fees of the Marriott Bonvoy Brilliant, click here. For rates and fees of the Marriott Bonvoy Bevy, click here.