How to Use Loan Citi Strata Elite Spurge for up to $ 200 annually values

Brand new Citi Strata Elite℠ Card (see prices and fees) offers impressive prices for earnings, great partner options – including American Airlines Aadantage – And a noticeable bonus welcome offer for new card owners.

You can earn 80,000 bonuses for limited time Quit thank you a reward Points after spending $ 4,000 in the first three months of opening their accounts. Based on TPG's August 2025. assessmentA welcome offer is worth $ 1520. If you personally sign in at the Citi branch, you can earn a higher welcome offer of 100,000 awards of award -winning points after meeting the same consumption requirements.

In addition, Strata Elite Card offers valuable credit statementsThe most prominent loan “Spurge”, which offers card owners up to $ 200 in attachments, attributes every calendar year.

Here's all you need to know about the splash loan, including how to activate it and the smartest ways to use it.

Citi Strata Elite Card Members can earn up to $ 200 in statements to buy up to two brands participating. You do not need to enroll in advance, but you have to choose your brands strategically.

Sellers who meet the conditions for 2025. Include:

• 1.dibs (selling luxury furniture, jewelry and art)
• American Airlines
• Best to buy
• Future personal training
• Live Nation (tickets for events and experiences)

Card owners can make a loan to a statement to any or two of these traders, but not all five.

So, for example, you could earn $ 200's loans by spending alone with American Airlines or could divide it between Best Buy and Live Nation.

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Citi's websiteYou need to activate your selected merchants, and the purchases performed by the primary cardboard member and authorized users meet the conditions for loans.

Upload your thank you notes, you reward points on Aadantage At the rate of 1: 1, it would be a great way to pay any fees, taxes and supplements needed to redeem the awards.

Increase your technological game from Best Buy: Whether you buy headphones, smart home equipment or accessories, Best Buy is a smart way to maximize the loan.

Rate tickets for a concert or events via Live Nation: With an increase in average ticket fees, this is a practical way to lower the cost of night out.

Buy goods with 1.ddibs: If you are already a big consumer in this category, the loan may be a small but meaningful return.

Get personalized training with the future: This subscription -based fitness platform is not cheap, so $ 200 is an exclusive long way.

Related: Earn bonus points or miles on events, attractions and more with secret tourists

Citi Strata Elite Card Comes with other benefits, including:

• Hotel loan: Up to $ 300 from one pre -paid hotel (minimum booking two nights) when booking Citi travels Every calendar year
• Global Entry/TSA Precheck Credit: Up to $ 120 loan every four years for a Global intake or TSA Precheck Application fee
• Blackklane credit: Up to $ 100 in a two -year loan (up to $ 200 per year) for Blackklane Chauffeur Reservations
• Daily approach: Free Priority Pass Select Lounge Access and four Admiral Club passes annually

Related: Quite Strata Elite: Citi finally adds a premium passenger card – was it worth waiting?

Citi Strata elite Splurge's loan is flexible and offers convenient value, especially if you are already buying or flying to one of the conditions that meet the conditions. Although not as wide as passenger loans of competitors like Pursuit or American ExpressIt is a strong perk that helps make up for a fairly high annual fee of $ 595.

Just be sure that you will limit your consumption to one or two stamps a year – otherwise, you run the risk of leaving a part of $ 200 on the table.

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