There is one common question we get from the TPG readers what are the cruise lovers: What are the best credit cards for booking?
May seem logical that the best way to make money on the cruise rewards is to get CRBLANT CRRSTAL LINE CREDIT CARNER CARD. However, these cards generally do not offer such a strong value as Best Credit Card for Travel.
For example, Royal Caribbean® Visa Signature® Credit Card Currently offers a welcome bonus of 30,000 points (worth $ 300 on a loan or cabin upgrade) after spending $ 1,000 within 90 days of opening an account. Although this may sound attractive, you usually get a much better value than Welcome bonus On most general credit cards.
If you want to get the highest values from your purchase of cruise, here's our guide for the best credit cards to book a cruise and why you always want to pay for a holiday with a credit card.
Royal Caribbean Visa signature signature information was raised by points independently. The card details on this page did not examine or submitted the card issuer.
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Protect your consumption
Many travel rewards cards include Traveling and dismissal insuranceso you will be protected if your travel plans go wrong. If you plan to do a significant purchase while you are on board you can use a Purchase Protection Card to ensure your items arrive safe.
Related: Passenger insurance for cruise: what covers and why do you need
assessment.
Annual fee: $ 150
Why is it great for booking a cruise: Amex Green earns 3 points per dollar spent on Passenger purchasesincluding cruises. This means that you will earn bonus points on booking for a cruise, as well as any purchase of the flight or hotel you made to reach a cruise. You will get and Insurance of travel delay* covering up to $ 300 per trip (maximum two claims per period of 12 months) and Purchase protection** Up to 90 days after you buy.
*The level of eligibility and fee varies from the card. Terms, provisions and restrictions apply. Details visit Americanpress.com/benefitsguide. Policy provides a New Hampshire insurance company, Aig.
** The level of eligibility and fees differ depending on the card. Terms, provisions and restrictions apply. Details visit Americanpress.com/benefitsguide. Policy undergoes Amex Assurance Company.
To find out more, look at our Complete examination of Amex Green.
Related: Who should (and shouldn't) get Amex Green Card?
Bank of America awards
Welcome bonus: Earn 60,000 points after spending $ 4,000 in the first 90 days of opening your account, worth $ 600.
Annual fee: $ 95
Why is it great for booking a cruise: Bank of America Credit Card awards a credit card earns 2 points per dollar spent on all the travel shopping, including the purchase of cruise, as well as the purchase of hotel and airline companies. You will also get travel protection such as canceling travel/delay/interruption.
And if you are Bank of America preferred a member of the award, For each purchase you will earn an additional 25% -75% award -winner, which will even greater return to your consumption.
To find out more, look at our Total review of the Bank of America Credit Card.
Sign in here: Bank of America Premium rewards credit card
Capital One Venture Awards
Welcome bonus: Earn 75,000 miles after spending $ 4,000 in the first three months of opening your account. According to the TPG in August 2025 assessmentThis offer is valued up to $ 1,388.
Annual fee: $ 95
Why is it great for booking a cruise: Capital One Venture Prizes earn 2 miles per dollar spent on most purchases, including bookings for cruise. You can take advantage of the awards you earn for a loan to cover travel expenses, including the purchase of cruise.
To find out more, look at our Complete review of the Capital One Venture Award.
Find out more: Capital One Venture rewards credit card
Capital One Venture X
Welcome bonus: Earn 75,000 miles after spending $ 4,000 in the first three months of opening your account, worth $ 1,388 according to TPG in August 2025 assessment.
Annual fee: $ 395
Why is it great for booking a cruise: Like the awards for the venture, Venture X earns 2 miles per dollar spent on most purchases, including cruise, and comes with several trips. What sets out venture X is that it can make your journey smoothly with additional benefits such as free access to the airport salon, loan for TSA Precheck or Global Entry IA $ 300 annually credit for travel reserved Capital One Travel.
To find out more, look at our Complete overview of the capital of one venture x.
Find out more: Capital One Venture X rewards credit card
Chase Sapphire is desirable
Welcome bonus: Earn 75,000 Chase Ultimate Rewards Bonus Points after spending $ 5,000 in the first three months from opening your account, worth $ 1,538 according to TPG in August 2025 assessment.
Annual fee: $ 95
Why is it great for booking a cruise: Preferred chase hunting earnings worth 2 points for a dollar on the consumed Passenger purchasesincluding bookings for cruise. Which is why this card stands out is impressive travel protection. When you use it to book a trip, you will get protection from lost or delayed luggage, as well as the delays and cancellation of the trip.
To find out more, look at our Complete overview of the desirable sapphire chase.
Sign in here: Chase Sapphire preferred card
Chase Sapphire Reserve
Welcome bonus: Earn 100,000 Bonus points and $ 500 Chase Travel Promo Credit* After spending $ 5,000 from opening accounts in the first three months of opening an account, worth up to $ 2,550 (including Chase Travel Credit) according to TPG 2025 assessment.
*Promotional loan is only valid for one -time use; If you apply a promotional loan to a transaction less than $ 500, you will borrow the remaining balance.
Annual fee: 795 USD
Why is it great for booking a cruise: Chase Sapphire reserve earns 8 points per dollar on all reservations via Chase Travel, including cruises reserved on the portal. You will also get a slightly better trip package than Sapphire preferred, plus Airport Lounge Access.
Maybe, however, the best perk on this card $ 300 Annual Credit Statement of Traveling It is automatically applied to buy a trip, which means you can get up to $ 300 on a cruise booking when you use this card to pay.
To find out more, look at our Full overview of the Chase Sapphire reserve.
Sign in here: Chase Sapphire Reserve
How to Book Cruise with Points and Miles
For the capital they products listed on this page, some of the benefits can be provided by Visa® or Mastercard® and may differ depending on the product. See the appropriate guide for the benefits for details, as conditions and exemptions are applied.
